hOMEOWNERS INSURANCE

   We protect the roof over your head and everything under it, especially your sense of security.  We offer broad protection that you can trust, plus affordable rates and outstanding service.  Homeowners Insurance Policy offers protection for your dwelling, as well as your personal possessions and personal liability.  If something like a fire makes your home uninhabitable, we cover the increased costs of a place to live until you can move back in.  Homeowners insurance can help protect you in case of a liability lawsuit against you. 

WE ARE HERE TO HELP YOU:

• Decide on coverages that protect you and your finances
• Decide on limits that are a good fit for your personal situation
• Shop with multiple carriers and find discounts to get  you the best deal

An agent can explain the events that would not be covered by your specific policy when it comes to your home’s structure. Typically, floods and earthquakes are excluded from basic policies, but you may be able to get insurance for those with separate policies. A few other conditions most companies specifically exclude are mold, fungus, wet rot, dry rot and bacteria.