BUSINESS INSURANCE

A Business Owners' Policy (BOP) combines essential coverages, like property and liability insurance, into a comprehensive package for small businesses. It protects against property damage, liability claims, and business interruptions. This coverage simplifies protection, providing cost-effective and tailored insurance solutions for various business needs.  

General Liability Insurance for businesses offers protection against third-party claims of property damage, bodily injury, or advertising injury. It covers legal expenses, settlements, and medical costs. This coverage ensures businesses are financially prepared to handle potential claims, fostering a secure operational environment.   

Professional Liability Insurance for businesses provides coverage against claims of errors, negligence, or inadequate work. It includes legal fees, settlements, and damages. This coverage assures businesses in professional fields, such as medical or legal, are financially equipped to address claims arising from mistakes or omissions in their services.    

Worker's Compensation Insurance provides coverage for employees injured or becoming ill due to work-related activities. It covers medical expenses, rehabilitation costs, and lost wages. This insurance ensures that both employees and employers are appropriately supported in cases of work-related injuries or illnesses, promoting a secure and productive work environment.   

Commercial Property Insurance shields business property from perils like fire, theft, and vandalism. It covers repair or replacement costs for buildings, equipment, and inventory. This coverage ensures businesses can swiftly recover from unexpected damage, preserving their financial stability and operational continuity.   

Commercial Auto Insurance provides coverage for vehicles used for business purposes. It includes liability for accidents, damage to the vehicle, and medical expenses. This coverage ensures businesses are protected from potential financial losses related to accidents involving their commercial vehicles, promoting smooth operations and peace of mind.